What must a debtor do to indicate assent to a security agreement?

A debtor must indicate assent to a security agreement in a manner that is clear and perceptible to the parties involved. This requirement encompasses any action or declaration that manifests the debtor's intent to agree to the terms of the security agreement. It does not strictly necessitate a formal document, signature on a physical copy, or an in-person notification, as long as the assent can be perceived instead in a manner consistent with the parties' understanding and the context of their agreement.

This discernment is crucial in secured transactions because it allows flexibility in how agreements are formed and allows for various methods of signaling assent, such as through electronic communication or other demonstrative actions that convey agreement. This interpretation aligns with the need for both parties to understand the contractual obligations without the burden of formalities that might impede the establishment of the security interest.